I’ve stated before that money buys you time so you can have meaningful experiences. On December 4th I asked What Life Would You Live If You Had Only Five Years To Live? I wrote about my brother in law’s battle with cancer (my sister’s husband) and his prognosis of five years, it’s with a heavy heart that I wish that he had those years.
My sister’s finances are very much different than mine, she always had a YOLO attitude towards money. They went on fabulous vacations,had nice clothes and memorable experiences. A year ago when I was hanging out with my brother in law he shared with me his long term goal was to eventually move back to Hawaii (they left 15 years ago) buy a small condo and retire with my sister.
Her favorite memories of her husband were not all the great places they went to, but of the two hour drive into the country. Of family dinners with all of my cousins who made him feel welcome as a valued family member. Of spending time during errands together for the business that they own. The simplest things in life are often the most wonderful.
My Borther in Law did these things right:
He had a will: Clearly laid out who gets what so that there are no disagreements or fighting over assets.
He had an Advanced Health Care Directive that made his intentions known: I admire my sister’s courage when it came to making decisi0ns for his care. My Brother in Law and my wife share the same opinion when it comes to terminal care, I wouldn’t know if I could make the right decisions my sister made. My selfishness would want to hold on to my wife for weeks, even if it meant going against her wishes.
He had life insurance: This is his way of getting that home for my sister back in Hawaii. Any reader who has anyone that relies on them (spouse,children,parents etc.) it is idiotic not to get term insurance.
In the end it’s not going to matter how much you made, what kind of fancy car you drive, what places you have seen, the only thing that matters is the time you spend with your loved ones experiencing life with them.
Rest in peace brother James,God has your back now.